Can You Add Stamp Duty to a Mortgage?
It is possible to add Stamp Duty to a mortgage by taking out a larger mortgage; however, this may not be advisable as it could impact your loan to…
Can Mortgage Offers Be Extended?
When you take out a mortgage, there is an agreed mortgage term between lender and borrower; however, this can be extended depending on the…
Can Loans Affect a Mortgage?
There's so much to consider when applying for a mortgage that it can seem like there's too much to think about. This can especially be the case if…
Can I Get a Second Mortgage?
If you are looking to buy a second property, applying for a second mortgage can be a good idea. The process is relatively straightforward but you…
Can a Student Get a Mortgage?
Students looking to take out a mortgage for a property are able to do so but will need to consider certain factors including income stream, which…
Are Mortgage Rates Going Down?
There has been a great deal of volatility in mortgage rates in recent months, especially due to the ongoing impact of the Coronavirus pandemic and…
Are Mortgage Advisors Free?
Sometimes - mortgage advisors may be free for customers to use, the advisor getting paid through other means (e.g. commission). However, some may…
Commercial and Residential Properties – What Can I Use them For?
In the UK, the two main classifications of property for buyers and investors across the country are commercial and residential. Both property types…
London House announces re-brand of their super prime residential real estate agency
London House launched in May 2021 with the founders having more than 30 years of combined experience in the real estate sector. The firm offers a…
Can I Pay Back a Bridging Loan Early?
A lender will almost always allow you to pay the loan back earlier than initially planned. Depending on the lender and the circumstances of the loan,…
What Happens if You Default on a Bridging Loan?
Failure to repay a bridging loan could lead to repossession of the property/valuable asset that was used as security, however this is only ever used…
How Is a Bridging Loan Different to Mezzanine Finance?
Mezzanine finance requires borrowers to give up equity in their development project or business, whereas bridging finance is secured against…
Can You Use a Bridging Loan for Deposit?
You can use a bridging loan for a deposit on a new home. Bridging loans are commonly used for this purpose, helping homeowners to bridge the gap…
Can I Get a Bridging Loan on My House?
Yes, you can get a bridging loan on your current house. Most bridging loan providers will require property as security on the loan. They accept a…
Can I Get a Bridging Loan if I Am Self-Employed?
Yes, if you’re self-employed it’s possible for you to get a bridging loan. With more than 5 million people self-employed in the U.K., many of which…