No, taking out a payday loan does not affect your chance of getting a mortgage. According to different mortgage advisors and brokers that we have confirmed with, most providers consider a payday loan to be like ‘any other loan’ regardless of the fact that it is commonly used by...

Many homeowners in the UK are taking advantage of low mortgage rates and through remortgaging, are finding ways to release equity from their homes. According to Remortgage Quotes Online, you can switch your standard variable rate (SVR) from around 4-5% APR to a fixed remortgage rate of 1.3-1.7% during...

It is no secret that managing a property comes with a range of benefits and headaches, all at the same time. With this in mind, there are many tools and tips which can improve standards of property management for both dedicated managers and landlords to save money, run the...

Mortgage lenders including Barclays and Nationwide have become even stricter with their mortgage lending criteria and recently the implication of your lease agreement saying that your ‘ground rent will double’ in the next 25 years, is causing all kinds of problems for homeowners. The clause only applies to new...