Our Services

Second charge loans are another way of saying a ‘second mortgage’ and they allow you to borrow money by releasing equity from existing mortgage. They are the second priority when it comes to making monthly mortgage repayments so they amount you can borrow is slightly less than your original one.

Construction finance can help pay towards any construction projects that you are working on, whether you are planning to rent out the property through buy to let or resell at a higher value. The lenders we work with can typically pay 100% of the construction costs and 50% of the land purchase costs to help get your project moving.

Mezzanine finance is ideal for high-risk business opportunities and allows you to combine a loan with giving up some equity in your business. This combination of debt and equity can help you get the money you need to grow your business. Our partners specialise in property businesses and developments and can help introduce you to leading providers in the UK.

If you have recently purchased a property at an auction or are thinking of doing so, we can offer loans specifically for that purpose. Buying at an auction can have huge benefits such as getting a handsome discount and skipping the usual lengthy mortgage process. Our loans are designed to help you pay the 90% outstanding balance within the 28 day deadline after you have won the bid. Simply click below for more information.

If you are a property developer or business that is planning to renovate or refurbish a new or existing property, we can provide specific finance for this purpose. Loans start from £50,000 up to £25 million and to help you get things moving, our lenders can organise an “approval in principle” within 24 hours of receiving your application.

If you are over 55 and own your property outright or in part, you can unlock the value of your property through an equity release loan. You can receive up to 60% of your property’s value in one lump sum and tax-free so that you can live your life to its fullest.

We work with a variety of bridging lenders who are willing to accept different credit histories. Instead, they look at the value and potential of your project and base their assessment on this, allowing you to access the finance you need.