Compare Bridging Lenders

Octagon Capital works with over 30 specialist bridging lenders in the UK, allowing you to access the whole of market and get the best rates possible.

No need to get a quote from every single lender, we will speak to the lenders on your behalf so that you have one point of contact only and can get the best terms suited to you.

Octagon Capital are able to provide indicative terms on the same day you apply and we typically complete bridging loans within 10 to 28 days.

  • One form
  • One point of contact
  • Quotes from 40 bridging lenders

Get a Quote from over 30 Bridging Lenders

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Key Features of Our Bridging Lenders

  • Borrow £50,000 to £25 Million
  • Available in UK, Scotland and Wales
  • Up to 70% LTV regulated
  • Up to 75% LTV unregulated
  • Borrow over 3 to 24 months
  • All credit histories considered
  • Rates from 0.44% per month
  • Residential, commercial, new builds and more
  • Funding available in 10 to 28 days
  • Same day quotes
  • Decision in principle in 24 hours
  • First and second legal charges

Our List of Bridging Lenders

Why Compare Rates from Multiple Bridging Lenders?

Every lender has different eligibility and requirements and being able to compare bridging loans across the whole of the market can help maximise your chances of approval and help you get the best terms possible.

In addition to eligibility, some lenders go through different funding cycles and during some periods, you may be more likely to be accepted or be able to borrow more than usual. Working with a bridging loans broker like Octagon Capital, we can help you maximise your chances of acceptance and help you secure the best deal, working in your favour every step of the way.

We Compare:

  • Loan size
  • Loan duration
  • Loan rates and fees
  • Credit scores
  • Eligibility
  • Property size and type
  • Locations

Octagon Capital can introduce bridging lenders who can finance agricultural land, bungalows, care homes, chalets, converted barns, cottages, detached homes, farmhouses, guest houses, hotels, maisonettes, mid-terraced homes, offices, petrol garages, semi-detached homes, studio flats, terraces, townhouses and warehouses.

Our Bridging Lenders proudly London, Birmingham, Manchester, South-East England, Wales, Scotland and practically every other area of the UK upon request. Currently, we cannot facilitate loans in Ireland.

Do I Need a Bridging Lender? 

In many cases, we receive enquiries where the customer is not sure if they need a bridging lender or not – and sometimes if may be a second charge loan they require, mezzanine finance or something different altogether.

Bridging is usually used to complete on a purchase of a property or grow your business, whilst securing the loan against your asset or collateral. Bridging is usually time sensitive and one of the main benefits is that you can access funds quicker than your bank or mortgage provider.

Octagon Capital can help by understanding your particular funding need and placing you with a lender who is best suited for this.

What is The Difference Between Regulated and Unregulated Bridging Lenders?

Bridging lenders can provide regulated activity, unregulated activity or sometimes both. Regulated activity comes with extra rules surrounding credit checking and they can lend to someone who is borrowing against their primary residence.

Unregulated bridging lenders may be more flexible with bad credit histories, but the terms might be slightly different and they cannot lend against people’s homes whilst they are living there (primary residence).

Depending on your circumstances, we can help you find the right lender for your requirements. 

How Can Octagon Capital Help?

We are an impartial and authorised broker who has built a relationship with 30 of the most reputable bridging lenders in the UK.

When you make an application or get in touch by phone or email, we will ask you just a few questions and be able to use our brokering system to provide you with a list of quotes and options immediately.

Should you wish to proceed, we can package up your application and put it forward for funding, helping you along the way to get the best terms and conditions.

We are passionate about helping customers find the right product for them and every quote we provide is completely free of charge and no obligation.