Kuflink is a Kent-based Group founded in 2011 as Alpha Bridging and rebranded to Kuflink in 2016, specialising in short-term property finance for business purposes and property-backed Peer-to-Peer investments. Kuflink Bridging offers bridging loans from £30,000 to £1,000,000 for property purchase, buy-to-let, auction purchase, renovation and re-finance purposes and more.  Interest is charged from 1% per month subject to underwriting criteria, a maximum loan-to-value of 70% and funds can be made available within 10 days following an independent valuation and instructions from their solicitor.

Minimum Age
Loan Value Available
£30,000 to £1,000,000
Loan Length
1 to 24 months
Typical Time to Fund
Average of 10 days
Interest Rates
From 1.0% per month, subject to underwriting criteria
Credit Check
Yes, with most credit histories accepted
Other Information
Up to 70% LTV
FCA License Number
  • Direct Lender
  • FCA Authorised
  • Secured Loan

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Octagon Capital

3-4 Holborn Circus,
Holborn, London

Opening Hours

Monday to Friday
9:00 am to 18:00 pm

e: sales@octagoncapital.co.uk

Call us today 0333 414 1491

Kuflink’s Bridging Loans

Bridging Loans are available  from £30,000 to £1,000,000 for terms of 1 to 24 months with the option to repay early. The maximum loan-to-value is 70%, meaning that you will be required to put down at least 30% of the property value out of your own finances or investments. The higher LTVs are available those with solid proposals, a good track record and credit scores,however, Kuflink are willing to accept most credit histories, even those with adverse credit records.

The loans can be secured against the property that is being purchased and this can be by form of first, second, third and equitable charge. In some circumstances additional security will also be taken.

Kuflink bridging loans can be used for:

  • Buy-to-let
  • Investment opportunities
  • Probate
  • Restructuring/refinancing
  • Auction purchase

Borrowers can also apply for funding for semi-commercial property which involves buildings used partly forbusiness purposes and residential use i.e an office block which has flats above it. Commercial property loans are also available for buying offices, stores, gyms, centres and more.

How The Application Works With Kuflink

To make an application, you can call us on 01277 508418 or email us at sales@octagoncapital.co.uk. You will be asked to fill in a few details about your background and the reasons why you require the loan. The  team at Kuflink are very efficient and you will likely hear back within 1 day, giving you a decision in principle. If your loan application is successful Kuflink will seek an independent valuation and confirm your loan offer. You will receive official terms from Kuflink that you will need to sign and return. Finally, your application is passed onto one of the solicitors on the panel of Kuflink who will complete the legal paperwork for the transaction. Once all the paperwork has been completed and the security is in place Kuflink transfers the funds to your Solicitors.  (see process below).

How Kuflink’s P2P Model Works

Individuals are not only borrowing money through Kuflink Bridging but investing with Kuflink Ltd too. With their unique peer-to-peer lending property platform, you can invest as little as £100 and receive a return of up to 7.2% interest gross pa* fixed for terms of 3-12 months with interest paid monthly on Select-Invest.

With Auto-Invest Kuflink will spread your investment across a pool of properties, to diversify your portfolio to minimise your risk for terms of 1, 3 and 5 years fixed where you can earn up to 5.35% interest pa gross.* You can also choose to invest in an ISA wrapper and benefit from tax-free interest. Interest is paid annually.

Kuflink are so confident of their products that unlike other peer-to-peer lenders Kuflink Bridging lends alongside every property loan.

Investments are not covered by the Financial Services Compensation Scheme and you will be required to pay tax on your interest. To-date no investor has ever lost any money with Kuflink. See the full video of how is works below:

*Capital is at risk.

Company Information

Address: 21 West St, Gravesend DA11 0BF

Countries they operate: England, Scotland and Wales.

Company no: 08460508

FCA authorisation number: Kuflink Ltd 724890

Octagon Capital is the trading name of Tudor Lodge Digital Ltd which trades under company number: 10437769

Octagon Capital does not provide advice on regulated mortgage contracts or credit agreements, these are carried out by one of our independent FCA regulated associates. Octagon Capital acts as a Credit Broker with access to whole of market and does not act as a Lender.


Contact Us

Octagon Capital
3-4 Holborn Circus, Holborn
London EC1N 2HA
Find Us on Google Maps

Opening Hours
Monday to Friday
9:00 am to 18:00 pm

E: sales@octagoncapital.co.uk
T: 0333 414 1491