David Beard Comment – From Lending Expert – “Second Charge Lenders Still Have a Good Appetite”
Second charge lenders still have a good appetite, explains David Beard, the founder of Lending Expert, one of the UK's leading price comparison…
A Guide on How to Become a Property Surveyor – The Qualifications, Salary and Skill Requirements
To give you an insight into the profession of a property surveyor, Octagon Capital looks at everything you need to know about becoming a property…
Is Mezzanine Financing Right For Me?
Who is Mezzanine Finance For? Mezzanine finance can be the right option for those looking to develop a high-risk, high-potential project. It can be a…
How Do Mezzanine Loans Work?
Mezzanine loans blend equity and debt and sits somewhere between senior debt and equity They are associated with high interest rates but flexible…
Mezzanine Finance vs Senior Debt
What is Senior Debt? Senior debt refers to the level of priority a loan repayment holds. This type of debt has priority over other repayments meaning…
The Regulations You Need to Be Aware of When Buying a New Home
Buying a home is both exciting and terrifying at the same time. It is a process that can throw surprises at you along the way, that can become…
How to Keep Building Sites Safe During Covid-19
The construction industry continues to boom during the pandemic. Following a quiet lockdown period from March to May, there has been a real eagerness…
Eco-Friendly ‘Green Mortgages’ To Become The Norm
Green mortgages are a type of mortgage that offers favourable terms for those buying energy-efficient homes. These favourable terms can include…
Why is Property Insulation so Important?
Home insulation is not a new concept in the UK, although it has had somewhat of a resurgence in the last few years This has culminated in the UK…
Will First-Time Buyers Set To Receive Low-Deposit Mortgage Deals?
Prime Minister Boris Johson has pledged 95% mortgages for two million first-time buyers. The Government unveiled plans for 'generation buy' at a…
Home Truth: Lockdown Caused 21% Reduction in Planning Permission Applications
Lockdown Caused 21% Reduction in Planning Permission Applications Same time period in 2019 saw only a 5% decrease from the year before North…
How Does The Stamp Duty Holiday Work?
What is stamp duty? Stamp Duty Land Tax is a tax on the purchase of properties. Stamp duty is only paid in England and Northern Ireland. The devolved…
What is Regulated and Unregulated in Bridging Finance?
Bridging loans or bridge finance, will typically fall under regulated or unregulated activity - and this can have quite an impact on the application…
Chancellor Sunak Proposes Immediate Change to Stamp Duty
Rishi Sunak has stated that a stamp duty cut will not be delayed, following warnings that this would cause considerable damage to the housing market.…
Storage Wars: UK Cities Paying Nearly Double for Self-Storage
Londoners pay 107% more per week than average for a 50 sq. ft. storage unit Camden is the most expensive place to rent storage space in the UK (up…