Greenfield Capital

Greenfield Capital is a Birmingham-based bridging lender that was founded in 2011. The management team have over 60 years of experience and the company offers finance ranging from £26,000 to £5 million for residential, commercial and semi-commercial property. Customers applying for a bridging loan are able to receive a decision from underwriting within one hour of applying and funds can typically be transferred within 7 working days.


Minimum Age
Loan Value Available
£26,000 to £5 million
Loan Length
Up to 12 months
Typical Time to Fund
Up to 7 days
Interest Rates
Starting from 0.75%
Credit Check
Other Information
Up to 70% LTV and 100% LTV with additional security
FCA License Number
  • Direct Lender
  • FCA Authorised
  • Secured Loan

Get a Quote

  • By submitting this form I agree to being contacted by SPF Short Term Finance and I have read and accept the Terms and Conditions.

Octagon Capital

3-4 Holborn Circus,
Holborn, London

Opening Hours

Monday to Friday
9:00 am to 18:00 pm


Call us today 0333 414 1491

About Greenfield Capital

Greenfield Capital were founded by Steve Smith who was the original founder of Poundland before selling it in 2002. The current Director is Mark Smith who was the former European CEO of Claire’s Stores from 1996 to 2002.


Some of the product features offered by Greenfield include the opportunity to speak with a decision maker in the firm if you have any questions and you also get your own dedicated account manager during your application and funding process.

To receive a quote from Greenfield, simply enter your details into the form above and someone from our partner Brightstar Financial will be in touch to assist you. As promised by the Greenfield website, you will be able to receive an underwriting decision within an hour, letting you know if you are eligible for a decision in principle. This is a formal offer stating that they are willing to lend you a certain amount and under given terms provided that you can show proof of the property valuation and other things stack up such as your credit history and income.

Products Offered

Greenfield specialise in bridging transactions and helping individuals and companies purchase property from an auction. The website states that their bridging products are ideal for the following scenarios:

Residential Chain: This is where bridging is able to quickly complete the transaction of a property. This is common for homeowners who looking to move and put an offer down on a new property. However, they are yet to sell their existing property and need the equity from the one to move home. A bridging product allows them to use the funds to put an offer in and secure the new property and once their original house has been sold, they can simply repay their loan.

This use is also popular for property developers and investors to get quick access to funds rather than having to wait weeks and months for a typical mortgage to go through.

Auction Finance: If you are buying property from an auction, Greenfield state that they will often step in whilst a bank is preparing the exit facility. Typically, when you buy at an auction, you need to come up with 90% of the property value within 28 days – and this is where their loans can help. Rather than waiting for other forms of funding to become available, successful applicants can receive monies within 7 days of applying.

Supporting Purchases and Refurbishments: For investors looking to refurbish a property and then re-sell or rent it out, Greenfield can help contribute towards the costs for architects, contractors, materials, interiors, plumbers and everything related to a refurb, light or heavy. Once completed and tenants are in place, they can arrange for a bank to refinance the deal.

Help With Cash-Flow And Support Orders: The company can assist with individuals looking to access money fast to help their growing businesses. This overlaps with invoice discounting whereby you have lots of orders coming into the business and you simply need more cash to fulfil the orders. Once you have received the injection of finance, you can make your orders, generate strong income and then repay your loan – finding yourself in a better cash position and growth position than before. Plus, you ensure that no business opportunities are missed out.

Company Information

Address: Bank House, 8 Cherry Street, Birmingham, B2 5AL

Countries they operate: England and Wales

Member of: NACFB

Company no: 07636098

FCA authorisation number: 603625 

Octagon Capital is the trading name of Tudor Lodge Digital Ltd which trades under company number: 10437769

Octagon Capital does not provide advice on regulated mortgage contracts or credit agreements, these are carried out by one of our independent FCA regulated associates. Octagon Capital acts as a Credit Broker with access to whole of market and does not act as a Lender.


Contact Us

Octagon Capital
3-4 Holborn Circus, Holborn
London EC1N 2HA
Find Us on Google Maps

Opening Hours
Monday to Friday
9:00 am to 18:00 pm

T: 0333 414 1491