MFS Ltd

MFS Bridging Loan Product Features

MFS offers a wide range of bridging finance products. Whether it’s for residential, semi-commercial or commercial properties, they can lend for purchase at auction, permitted development, refurbishment and development exit. They also provide a seamless overseas client product, which focuses on speed and ease of transacting. Every case by MFS will be given a dedicated underwriter, to ensure you have transparent and direct communication when you need it most.

As specialists in the complex, when situations call for out-of-the-box underwriting, MFS can help. All deals are assessed on an individual basis, enabling them to make decisions other tick-box lenders are unable to, by looking at the bigger picture to understand the client’s entire situation. This bespoke way of working does not slow down proceedings, as deals can be completed between 3 and 10 days regardless of whether they’re dealing with:

• Tight deadlines 
• Large loan requirements
• Higher LTV needs
• 1^st or 2^nd charges
• Adverse credit or CCJs
• Multiple properties
• Individuals or companies

They have a minimum term of 3 months, and you can borrow for as long as 24 months.

Accreditations

MFS are a longstanding member of the NACFB, ASTL and FIBA, ensuring that they adhere to best practice across the industry.

MFS has been nominated for several awards, most recently the Business Moneyfacts awards 2022.

Non-Regulated Lender

As non-regulated lenders, MFS are not able to lend on the main residence of the borrower. However, as each case is unique, they can look to create solutions elsewhere dependent on the wider circumstances of the client.

Buy To Let Mortgages

• Loan to value: Up to 75%
• Loan values: from £150k – £3m
• Portfolios: up to £7.5m (10m by referral)
• Boost Loan Size: Defer up to 2% interest and up to 9 months payments
• Products: Tracker rate products available
• Proper Specialist Combinations: MUFBs to 30 units, unlimited HMOs, Holiday let, offshore companies/trusts, foreign nationals, impaired credit and more
• Bridging Speed: Use MFS know how and experience to complete quicker
• Credit Committee: Approval usually same day

Company information:

Address: 46 Hertford Street, Mayfair, London, W1J 7DP

Contact Number: +44 (0) 20 7060 1234

Member of: NACFB, FIBA, ASTL

Company no: 5994359

FCA authorisation number: 769165