Do Loans Help Your Credit Score?

Taking out a personal loan has the potential to impact your credit score, be it negatively or positively. Whether the effect is positive or negative…

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Can You Get a Mortgage With No Job if You Have Savings?

You may still be able to get a mortgage with no job, but it is more difficult. If you can prove to a lender that you have a sizable savings account,…

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Is It Possible to Buy a House Without a Mortgage?

When people start to consider a house purchase, the first port of call is usually looking into mortgages; however, it is not strictly necessary to…

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Can You Get a Loan if You Are Unemployed?

If you are unemployed, you can still get a loan; however, there may be additional requirements that you will need to meet to demonstrate that you can…

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Can I Get a Loan on Benefits?

Those on benefits may find it more difficult to get a loan, but there are still various options available if they are in need of funds.   Can I…

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Mortgage Rates at Highest Level for Almost 2 Years

It was announced this month that the US 30-year fixed-rate mortgage climbed to an average of 3.75% - the highest level since the beginning of the…

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Can You Buy a House With No Job?

It is possible to buy a house if you have no job, but you will need to have other forms of income or savings and be able to effectively demonstrate…

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How Much Does a Home Office Add to a House?

As so many people were forced to work from home during the pandemic, the existence of home offices multiplied greatly. Although working from home was…

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Can You Add Stamp Duty to a Mortgage?

It is possible to add Stamp Duty to a mortgage by taking out a larger mortgage; however, this may not be advisable as it could impact your loan to…

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Can Mortgage Offers Be Extended?

When you take out a mortgage, there is an agreed mortgage term between lender and borrower; however, this can be extended depending on the…

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Can Loans Affect a Mortgage?

Loans will always have an impact on your mortgage affordability as it directly affects your credit score and monthly outgoings. However, the level of…

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Can I Get a Second Mortgage?

If you are looking to buy a second property, applying for a second mortgage can be a good idea. The process is relatively straightforward but you…

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Can a Student Get a Mortgage?

Students looking to take out a mortgage for a property are able to do so but will need to consider certain factors including income stream, which…

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Are Mortgage Rates Going Down?

There has been a great deal of volatility in mortgage rates in recent months, especially due to the ongoing impact of the Coronavirus pandemic and…

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Are Mortgage Advisors Free?

Sometimes - mortgage advisors may be free for customers to use, the advisor getting paid through other means (e.g. commission). However, some may…

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