How Does LTV Work?
LTV works as a percentage of a property’s value that a lender is willing to lend you. For example, if you had 30% of the property’s value to put down…
Can You Get a Mortgage on Furlough?
Due to the coronavirus pandemic, many found themselves on government furlough implemented by their employers, affecting wider finances including…
Can I Get A Mortgage?
In order to buy a home, the majority of people will need to take out a mortgage. A mortgage is an agreement made between a borrower and a lender that…
How Much Does a Professional House Clean Cost?
Professional house cleaning will range between £10-£60 per hour. The reason for such a broad range is that the cost will depend on the specific type…
What Is a Mortgage Broker?
Mortgage brokers save home buyers time and money by helping them to find the best mortgage deal with the most favourable terms to suit their personal…
What Does a Mortgage Advisor Do?
Mortgage advisors can be contracted by house buyers to help them find the best mortgage deal with the most favourable terms to suit their personal…
How Do Mortgage Repayments Work?
Mortgage repayments are paid off over a number of years, the exact amount of which will be agreed upon before entering a mortgage contract. …
Can I Get a Loan if I Am Self-Employed?
Individuals who are self-employed can apply for a loan if they can demonstrate that they have sufficient earnings and can meet lender requirements.…
Can I Apply For A Mortgage By Myself?
Getting a mortgage by yourself can be a daunting prospect but actually it is very common and there are many benefits to purchasing a property alone.…
Adding Value To Your Home With a Kitchen Renovation
The kitchen is the heart of the home. Generally speaking, it’s where we spend a large part of the day. In 2017, 40% of kitchen remodelers did so…
Can I Get a Loan With Bad Credit?
It is possible to take out a loan with bad credit although your options may be more limited. However, there are plenty of providers across the…
Can I Extend a Student Loan?
Student loans typically last for the duration of your degree programme; however, in some cases you may be able to extend your student finance, for…
Can Loans Be Paid Off Early?
Paying off a loan early can be a great option if you come into extra money, and could actually save you money in the long-run. However, you should be…
How Much Mortgage Can I Have?
The majority of people will take out a mortgage in their lifetime to help them pay for a property. The amount of money that someone is entitled to…
What Options are There if you Need Money Fast for Your Business?
A number of businesses can find themselves in a position where they need money fast. Whether it is to pay for bills, rent, staff or clear any…