Can I Be on the Title but Not on the Mortgage?
It is possible to be named on the title deed of a property without being on the mortgage. This means that you are not legally obliged to repay the…
Can a Married Couple Buy a House Under One Name?
Married couples can choose to buy a house under just one name rather than including both spouses on the mortgage. In fact, in certain circumstances…
How Best To Increase Your Commercial Property Value
If you’re investing in a commercial property or already have made that investment and are looking for ways to increase the property’s value, then…
9 Costs to Watch Out For When Buying A House
Buying property can come with many hidden costs beyond the asking price or mortgage deposit. Whether you are buying your first home or investing in a…
Do Loans Help Your Credit Score?
Taking out a personal loan has the potential to impact your credit score, be it negatively or positively. Whether the effect is positive or negative…
Can You Get a Mortgage With No Job if You Have Savings?
You may still be able to get a mortgage with no job, but it is more difficult. If you can prove to a lender that you have a sizable savings account,…
Is It Possible to Buy a House Without a Mortgage?
When people start to consider a house purchase, the first port of call is usually looking into mortgages; however, it is not strictly necessary to…
Can You Get a Loan if You Are Unemployed?
If you are unemployed, you can still get a loan; however, there may be additional requirements that you will need to meet to demonstrate that you can…
Can I Get a Loan on Benefits?
Those on benefits may find it more difficult to get a loan, but there are still various options available if they are in need of funds. Can I…
Mortgage Rates at Highest Level for Almost 2 Years
It was announced this month that the US 30-year fixed-rate mortgage climbed to an average of 3.75% - the highest level since the beginning of the…
Can You Buy a House With No Job?
It is possible to buy a house if you have no job, but you will need to have other forms of income or savings and be able to effectively demonstrate…
How Much Does a Home Office Add to a House?
As so many people were forced to work from home during the pandemic, the existence of home offices multiplied greatly. Although working from home was…
Can You Add Stamp Duty to a Mortgage?
It is possible to add Stamp Duty to a mortgage by taking out a larger mortgage; however, this may not be advisable as it could impact your loan to…
Can Mortgage Offers Be Extended?
When you take out a mortgage, there is an agreed mortgage term between lender and borrower; however, this can be extended depending on the…
Can Loans Affect a Mortgage?
There's so much to consider when applying for a mortgage that it can seem like there's too much to think about. This can especially be the case if…